David began his career as an independent third party retirement plan administrator, later selling this business to Dun and Bradstreet Pension Services. This was followed by a qualified retirement plan sales and product development career with Cigna Retirement Services, Fidelity Investments and Sun Life of Canada. David's experience includes retirement plan sales, relationship management, retirement product development and annuity design. He was also part of the product development group that launched a successful retirement income planning tool. David has a B.A. from University of North Carolina-Charlotte and an M.B.A. from Virginia Tech.