Braver Capital Management (“BCM”) is an unincorporated division of Adviser Investments, LLC, an SEC registered investment adviser located in Newton, Massachusetts.
Please remember the different types of investments involved varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by BCM), will be profitable.
Each client and prospective client agrees, as a condition precedent to his/her/its access to BCM’s web site, to release and hold harmless BCM, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from BCM.
To request our ADV disclosure documents, please contact Steve Johnson.
Braver Capital Management is an unincorporated division of Adviser Investments, LLC (“AI”).
AI maintains physical, electronic, and procedural safeguards that comply with federal standards and Massachusetts law to protect its clients’ nonpublic personal information (“information”). Through this policy and its underlying procedures, AI attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information.
As a client of Adviser Investments you have affiliated yourself with a firm that believes in keeping your personal and financial information confidential. In the course of doing business with you, we collect nonpublic information about you and your financial status in order to provide you with the best possible advice and service.
We collect this information from various sources:
- Information we receive from you on applications or other forms, such as your social security number, income, net worth, other personal financial information, occupation and birth date.
- Information about your transactions with us, our custodians (e.g. The Vanguard Group & Fidelity Investments), or others, such as account balances, assets and past transactions.
- Information we collect from you through your account inquiries by mail, e-mail or telephone.
Disclosure of Information to Nonaffiliated Third Parties
Generally, we do not disclose any nonpublic personal information about our customers or former customers except as permitted by law. However, to the extent reasonably necessary to service your account, we disclose nonpublic, personal information to nonaffiliated service providers such as custodians and investment companies (The Vanguard Group & Fidelity Investments). In addition, we may share information with your adviser or any one else you designate, but only if you have given us permission to do so.
We may share information about our experiences or transactions with you or your accounts with our custodians such as:
- Financial modeling date (e.g., name, account number, assets under management)
- Names, addresses and taxpayer identification number
- Fees received
- Performance returns
The primary purposes for such sharing of information is:
- Internal accounting, record keeping and auditing
- Performance monitoring
- Financial modeling
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards to ensure the integrity and confidentiality of your nonpublic personal information.
Should you have any questions regarding the above please contact Chief Compliance Officer by email at firstname.lastname@example.org